Purpose-built small language model for real-time guidance across NOYACK tools.
New York, NY — November 10, 2025 — NOYACK has announced the continued rollout of NoyackAI, a small language model (SLM) developed to support individual financial learning. The tool is embedded within NOYACK’s broader educational infrastructure and provides real-time guidance across personal finance topics.
NoyackAI is designed as a lightweight model optimized for low-latency, domain-specific interaction. It operates as a task-focused SLM trained on a structured financial curriculum developed by NOYACK, incorporating scenario-based guidance and rule-based constraints.
The system is implemented within NOYACK’s digital tools—quizzes, calculators, dashboards, and modular learning interfaces—and leverages pre-processing and post-processing pipelines to ensure alignment between model output and user literacy level.
“The design focus is on persistent, structured learning support rather than one-time answers,” said CJ Follini, Founder & CEO of NOYACK. “We are developing agentic tools that assist users who need contextual guidance over time.”
After NoyackAI answers a user question it prompts 3-5 potential follow-up questions to keep the conversation going and guide learning.
Unlike general-purpose chat interfaces, NoyackAI maintains context continuity across user sessions. It does not retain individual interaction history between sessions unless explicitly stored by the user for continuity. This enables multi-step educational sequences.
NoyackAI is the first release in a multi-agent framework. It will be joined by Prophit.ai, a copilot designed for Registered Investment Advisors (RIAs) to assist with proposal generation, investment research, and document drafting, and Quarterback.ai, a consumer-facing orchestration agent designed to prioritize financial actions based on full-profile inputs.
These systems share a core AI governance layer and are intended to support transitions from financial education to structured planning and guided execution. NoyackAI is currently available via NOYACK’s web-based platform https://wearenoyack.com/noyack-ai/
FAQs
What is NoyackAI?
NoyackAI is a personal finance AI copilot—a small language model (SLM) built by NOYACK to provide real-time, literacy-matched guidance across topics like budgeting, benefits, taxes, and foundational investing. It’s embedded inside NOYACK’s learning tools rather than offered as a standalone chatbot.
How is NoyackAI different from general AI chatbots?
Unlike broad, open-ended chat interfaces, NoyackAI is domain-specific and curriculum-trained. It follows structured lesson paths, uses rule-based constraints, and is designed to keep users in a guided learning flow. After answering a question, it suggests 3–5 follow-up prompts to deepen understanding instead of ending the conversation.
Where does NoyackAI show up in the product experience?
NoyackAI is integrated directly into NOYACK’s quizzes, calculators, dashboards, and modular lessons. It uses pre- and post-processing pipelines to match explanations to a user’s financial literacy level and to keep guidance aligned with the underlying curriculum.
How does NoyackAI handle context and user data?
NoyackAI can maintain context continuity across a learning sequence, but it does not automatically retain personal interaction history between sessions. Long-term context is only preserved if the user explicitly chooses to store it, supporting multi-step education while respecting user control over data.
What’s coming next after NoyackAI?
NoyackAIi is the first agent in a multi-agent framework. It will be followed by Prophit.ai, a copilot for Registered Investment Advisors (RIAs) —all governed by a shared AI governance layer to support the path from education to structured planning and guided execution.
About NOYACK
NOYACK is a nonprofit building AI-enabled personal finance education and tools designed to turn learning into daily money actions. Its ecosystem spans practical lessons, calculators, and agentic AI that guide readers through real-life decisions across budgeting, benefits, taxes, and foundational investing. Learn more at wearenoyack.com.
Media Contact
Anna Scanlan, Media Relations, NOYACK
646-653-3481 | annascanlan@noyack.org