Purpose-built small language model turns financial literacy into personalized, in-the-moment guidance across the NOYACK ecosystem

New York, NY — September 27, 2024 — NOYACK, a 501(c)(3) nonprofit for financial education and private-market access, announced NOYACK.ai, a personal finance AI copilot designed to convert learning into in-the-moment action. Tuned specifically for money topics, NOYACK.ai will live inside NOYACK’s quizzes, calculators, dashboards, and masterclasses to explain concepts, answer questions, and prompt next steps—so learners move from “I don’t get it” to “I’ve got it.”

Built for how people actually learn about money. 

Unlike generic chatbots, NOYACK.ai is a focused copilot that stays with the user as they read, calculate, and plan—delivering contextual explanations and “do-this-next” prompts right when they’re needed. The system is optimized for clarity, speed, and relevance across budgeting, taxes, benefits, investing, and private-markets basics, so users can connect ideas to decisions without getting lost in jargon.

“General-purpose chatbots can be slow, generic, and off-topic for everyday money questions,” said Mohamed Koné, CTO of NOYACK. “NOYACK.ai is a focused copilot: it understands the context of what you’re doing, matches your literacy level, and keeps you moving—so financial learning doesn’t stall.”

From ‘know-what’ to ‘do-next.’ NOYACK.ai adapts its answers to the user’s literacy level—beginner, intermediate, or advanced (even “explain it like I’m 5”). It also points to the right worksheet or calculator in the moment and offers short, learn-then-act checklists that keep momentum. Combined with integration across Wealth IQ™, learner dashboards, and masterclasses, the result is fluid, in-flow learning rather than static content consumption.

Financial content is abundant—but often inaccessible, overly technical, or static. NOYACK.ai bridges that gap as both translator and guide, delivering just-in-time support while users learn, test ideas, and build step-by-step plans that match their goals and risk tolerance. 

“With NOYACK.ai, we make money talk simple. Users learn through a conversation and get coached through quizzes,” said CJ Follini, CEO of NOYACK. “It’s a mentor in your pocket.”

Key Use Cases inside the flow of learning: 

  • As users explore NOYACK tools or read financial content, NOYACK.ai: 
  • Answers questions in real time and explains terms in context; 
  • Routes learners to the right calculator, worksheet, or masterclass at the moment of need; 
  • Provides concise checklists to close the loop; and 
  • Connects the dots across modules so knowledge compounds over time.

NOYACK.ai provides education and coaching—not investment, tax, or legal advice. It does not make recommendations or manage assets. (For personal decisions, consult a qualified professional.)

Explore NOYACK.ai and start building your personalized plan today at wearenoyack.com/noyack-ai/. 

FAQs

How is NOYACK.ai different from a generic chatbot?

It’s a purpose-built small language model for money topics. The copilot stays with you inside NOYACK tools (Wealth IQ™, calculators, dashboards), gives literacy-matched explanations, and surfaces next-step prompts in real time—so learning turns into action.

Is this financial advice?

No. Education, not advice. NOYACK.ai explains concepts, frameworks, and trade-offs in plain English and points to relevant tools/resources. It doesn’t make recommendations or manage assets. For investment, tax, or legal decisions, consult a qualified professional.

How is my data protected?

Privacy-first design: read-only connections where applicable, encrypted data in transit and at rest, least-privilege access, and clear guardrails for AI features. You can disconnect accounts and manage data preferences at any time.

About NOYACK
NOYACK is a nonprofit building AI-enabled personal finance education and tools designed to turn learning into daily money actions. Its ecosystem spans practical lessons, calculators, and agentic AI that guide readers through real-life decisions across budgeting, benefits, taxes, and foundational investing. Learn more at wearenoyack.com.

Media Contact
Anna Scanlan, Media Relations, NOYACK
646-653-3481 | annascanlan@noyack.org