The nonprofit introduces a purpose-built AI platform designed to fill the financial literacy gap for high-earning young professionals navigating budgeting, debt, taxes, investing, and more.

NEW YORK, NEW YORK — July 31, 2025 — NOYACK, a 501(c)(3) nonprofit transforming financial literacy for the next generation, today launched NOYACK.ai, a personalized AI mentor designed to guide Millennials, Gen Z, and HENRYs (High Earners, Not Rich Yet) through the complexities of personal wealth management.

NOYACK.ai addresses a growing crisis: despite rising incomes among younger generations, savings remain low, debt is high, and trusted financial guidance is scarce. Over 34 million HENRYs are contending with income volatility, student loans, credit card debt, and misleading advice from unvetted social media influencers. While some Gen Z professionals now earn over $250K annually, only 40% own homes and many live paycheck to paycheck.

A Purpose-Built AI Platform for Modern Financial Needs

Unlike traditional robo-advisors or influencer-led content, NOYACK.ai offers a fundamentally different approach. It’s not an investment manager or content feed—it’s an educational tool. The platform is built on NOYACK’s nationally recognized Wealthbuilder Certificate, a 15-module curriculum that has helped over 100,000 users understand and apply real-world financial concepts.

Users engage with the platform to get personalized answers and actionable insights on topics such as:

  • How to accelerate debt payoff using the avalanche method
  • Strategies for optimizing tax liabilities through entity selection and deduction timing
  • The differences between owning income-generating assets vs. tracking asset allocation
  • Navigating equity compensation packages, RSUs, and vesting schedules
  • Core principles of investing in alternative assets like real estate, art, and private equity

“The current financial system wasn’t built for Millennials and Gen Z—it was built to profit off their confusion,” said CJ Follini, Founder & CEO of NOYACK.

“NOYACK.ai changes that. It’s the first AI mentor designed to make personal finance understandable, actionable, and accessible at scale—because in the era of the Great Wealth Transfer, financial ignorance isn’t just expensive, it’s dangerous.

Empowering Everyday Investors—One Q&A at a Time

NOYACK.ai is designed to meet users at any stage of their financial journey—whether they’re building an emergency fund, managing credit, evaluating 401(k) rollovers, or researching how estate planning works. The platform delivers insights in simple language, helping users gain fluency across budgeting, investing, tax planning, and beyond.

Future module expansions will include:

  • Preparing for a first-time home purchase
  • Launching a side business or freelance income stream
  • Creating personalized investment strategies that account for income, risk tolerance, and tax status

Take the First Step Toward Building Real Wealth

NOYACK.ai is now live and accessible directly on the www.wearenoyack.com homepage. Users can begin using the platform immediately at no cost.

The financial clarity today’s professionals need—delivered instantly.

About NOYACK
NOYACK is a 501(c)(3) nonprofit delivering financial education and investment access to young adults—Millennials, HENRYs, and Gen Z. By removing traditional barriers, NOYACK empowers the next generation to align their financial strategies with personal goals and values. Built on the pillars of Empowerment through Education and Enablement through Access, NOYACK is a trusted partner in helping young adults navigate the complexities of personal wealth. Through community, curriculum, and curated investments, NOYACK makes financial empowerment achievable for all. Learn more at www.wearenoyack.com.

Media Contact:
pr@wearenoyack.com